Open Application Phase

Make 2020 the year your home ownership dreams come true!

 

We invite you to apply to our open application phase for habitat home ownership coming this

June 1st -10th , 2020.

During this application phase we will be selecting five individual/families.

This Fall we will build

2 Houses (4 bedroom/ 2 bath)

2 Cottage style Houses (3 bedroom/ 2 bath) – Take a Virtual Tour Now

1 Bungalow House (2 bedroom/ 1 bath rambler) – Take a Virtual Tour Now

at our Deyoe Vista Habitat development in Lacey, WA.

Applicants Should

  • Live or work in Thurston County for a minimum of 1 year
  • Make between 30-60% of the Area Median Income (please see 2020 Area Median Income Chart)
  • Have a housing need (this can be overcrowding, cost burdensome, unsafe, unhealthy home)
  • Dependable monthly income that can be verified for the past 3 years
  • No OPEN bankruptcy filings currently or in the last two years
If you have any questions about your eligibility or if you are considering applying, we encourage you to reach out to our Homeownership Team they can be reached via email at [email protected] or by phone at 360-956-3456 ext 4

CREDIT

All applicants will undergo a credit check. If there has been a bankruptcy in your past, it needs to be discharged for at least two years and you must demonstrate improved credit since then. If you have a court judgment resulting in a fine or settlement that is still unpaid, the judgment must be paid off in full.

FAMILY INCOME

You must have at least three years of stable income coming into your household. We can include non-work related income such as , disability payments, Social Security, etc. as stable income if you can guarantee you will receive that income for the next three years. The minimum required income before taxes for a family should be 2020 Area Median Income Chart

NEED FOR HOUSING

You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.

Lack of adequate housing may include problems with the present structure of your home; problems with your water, electrical or sewerage service systems; problems with your heating system; hazardous substances, or failure to meet city property maintenance standards. You may also meet the need for housing qualification if you are
living in an overcrowded or un-affordable situation. If you are living in transitional or subsidized housing, such as Section 8, you may qualify. Though your Section 8 voucher will not apply to your mortgage, we will make
sure your payments do not exceed 30% of your income, which is similar to how Section 8 vouchers work.

Pre-Applications are available now online on our website

or you may request a pre-application be mailed to you.

Mailed applications must be requested no later than Friday, May 22nd, 2020.

Unfortunately at this time with the COVID-19 Pandemic our offices are currently closed and we will not be able to offer a in person pick up at our office.

If this changes we will let you know as soon as possible.

 

We highly encourage applicants to review our website and attend an orientation prior to applying to the program.

Questions can be directed to our housing team

by phone 360-956-3456 ext. 4 and/or ext.5  or by email at [email protected]